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Convert monthly interest rates to annual rates and annual rates to monthly rates automatically and accurately using compound interest — the same method used by banks and financial institutions. This converter is ideal for comparing mortgages, investments, rents, loans, and any contract using interest rates over different periods. Simply enter the rate in one field to instantly see the equivalent rate for the other period, without manual calculations or incorrect approximations.
Note: Conversions use compound interest. A monthly rate of 1% is not equivalent to 12% per year.
Unlike simplified conversions that merely multiply or divide the rate by 12, this tool considers the real effect of compound capitalization, ensuring correct and reliable results. For example, a 1% monthly rate is not equivalent to 12% per year, but rather 12.6825% per year. If you are analyzing a mortgage, rent adjustment, investment return, or any financial simulation, this converter helps standardize rates and make more informed decisions.
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